Avoiding the “Authorized Only” Insurance Trap
In 2026, car manufacturers (OEMs) are fighting for control over the repair process. This has led to the rise of…
Why 60% is the New 100% in 2026
For decades, a car was considered “totaled” only if the repair costs reached 75% to 80% of its value. In…
The Legal and Safety Standards of 2026
With supply chains for older vehicles crumbling in 2026, a new industry has emerged: 3D-Printed Replacement Parts. While this helps…
Why a 2026 Windshield Replacement Costs $1,800
The days of a $200 windshield are long gone. In 2026, the glass isn’t just a window; it’s a mounting…
Does Your 2026 Policy Pay for Your Hotel?
In 2026, as wildfire seasons grow longer and more intense, “Mandatory Evacuation” is a term every driver must understand. While…
When Your ZIP Code Becomes “Uninsurable”
The “Broad Coverage” era of the early 2020s is officially over. In 2026, major insurers are using AI to perform…
The New Reality of Garage Fire Liability
While EV fires are statistically rarer than gas car fires in 2026, they are significantly more intense due to Thermal…
Insuring Your Vehicle Across Two States
In 2026, the rise of “split-living”—spending six months in a northern state and six months in the south—has created an…
What is usage-based insurance?
The COVID-19 pandemic changed how Americans work — and where work is done. According to a 2023 Pew Research Center…
Best car insurance for young adults for 2026
Car insurance premiums for young adults tend to be pricey. Data shows that young drivers are more likely to be…